Agreed to take out admiral insurance on my BMW 6 series a year ago as my annual mileage has dropped to 4000. The charge was cheap as I agreed to Telematics in exchange for low premium. Bad Choice! I have paid out more than the cost of Insurance, as I drove my car to the Garage several times when my on board computer, each time, warned me of imminent mechanical failure of one sort or other. Complained to Admiral several times but they sent a Technician out once only when they learnt I had planned to terminate the obnoxious Telematics. The last straw was last December, when my battery went dead! BMW Garages later told me that, Telematics has always interfered with the electronics of BMW 6 Series as well being an enormous drain on the battery! Admiral did not warn me!