Experian advised I had a 95% chance of acceptance on an admiral loan Using the same details as on Experian I applied for the loan and it came back need to do some further checks, fair enough Then received an email the following saying it was declined Rang to find out why Was fobbed off First saying my credit score isn’t good enough, I said what at 942 out of 999? Need a better excuse... Affordability: your overheads are too high I said my ONLY overhead is my car which is what this loan is to pay off It’s £27k atm and I’m going to refinance with this £15k loan and pay the rest with my savings right now so again, try again with a better excuse and stop fobbing me off And they said oh well it’s against our company policy to divulge any further information I said it’s against my policy to apply for credit that I might get declined for because I haven’t built up an excellent credit score from applying for credit therefore when I’m told it’s 95% likely I’ll be accepted I’d like to know why I wasn’t accepted He repeated himself again saying it’s against company policy I have never felt so undervalued as a customer and felt so fobbed off I felt it extremely disrespected and felt the least they could offer was a valid explanation I guess “against company policy is” You’re too good for us as we won’t make any money from you defaulting