I took AXA insurance for a move between Dubai and Geneva. We had damaged items and damage to our car. It was an awful experience AXA uses brokers that offer you very small amounts starting at 10-20% of the value of thing broken. It took 8 months to resolve and dozens of emails. I filed a complain with AXA on their site they never replied. In the end you cannot do anything. For 2000 USD damage to my car axe paid 380 USD for our household items the paid about 30% of the value to replace broken items. I will not use them again. It was really time consuming and depressing process.