Awful and conete frauds they are interested in your mo ey and that it it and God help you if you have an accident that was not your fault...they are corrupt will do anything and everything to ensure you get the least possible compensation or worst still accuse you of breaking contract so they dont pay any of your legal costs....will be taking them to the FOB and I silence governing g bodies as they seem to believe they are authorised sharks and get away with it.....please to all those who have been illegally let down by AXA PLEASE PLEASE take it further as they need to be stopped!!!!