I phoned a x a renew my car insurance being an honest person I told them about the two optional Extras I had fitted. They were a under bonnet sound proofing mat and wind reflectors fitted around the drives and passenger doors window frame. These were supplied and fitted by Citroen. So I was gob smacked when they told me they would not insure my car. This is the first time in 44 years I have been refused insurance of any kind. I did get my car insured in the end . All the other insurer's told me that the parts I had fitted were classed as modifications. But not enough to change my insurance. I also have my building and contents insurance with a x a that is due for renewal soon. I think I will look elsewhere.