Just a jock. Got NCD for 3 years, this year 4 years. No accident or anything els, from 100 pounds monthly go up to 135.44. WTF. This how rip the people off. Put price up to find new insurance company that you not get claims (hope you understand). Every year is same shit💩. I will cancel my 3 car insurance, home insurance and business insurances. And will talk to my parents as well to find other insurances company. If you want get AXA insurances think twice. Call them and have look how is customer service (not helping at all) look review on net ( not that good) unfortunately I have look after got insurance. We have hope big company, good service but is flop.😡😡😡😡😡