Do not go to AXA for your insurance, my wife's watch has taken nearly a year for them to finally tell us that because it was personalised we are not insured. When I purchased the watch I it was personalised, at not point was I asked this by AXA and because of this apparently this watch is uninsured. On taking out the policy I was told a number of times that I would be covered for any accidental damage. As it has taken so long for them to sort out my claim the watch has deteriorated even more than when we tried to make a claim. You must service your watch at the main manufactures otherwise it will not be insured. I was unaware that this was the case. Please don't get caught out like I did. I am still waiting on contact and every day this goes on my watch is getting more water damaged and rotting.