Having had 'bikes' for 50+ years and needless to say ''several'' insurers not until I 'joined' Bennetts did I actually find an insurer who not only does what they say but are also very competitive with their premiums. Of course there are many ''options'' in the market place but before you 'plump' for the 1st one you find shop around and where ever possible read the small print.Most of us wrinkly ''wheel ee ers'' probably do less mileage than we used to do and given the congestion on our roads you really have to keep your wits about you. I regularly 'trawl' 250 miles each way to Mums be it weekdays or weekends and the weekend tin toppers seem on the whole to be half dead or half alive given the dumb things they seem to do! Given that not all bikes 'automatically turn the lights on' so be it day or dark run your headlight and as this does over time slightly reduce the brilliance so change your head light bulb regularly.Another 'cheap' addition are the small LED's that can be easily mounted and wired up and they dostand out be it day light or dark. These also work on the front's of sidecars so Mr Blind as a bat should be able to see you better.If you 'work' on the basis that all 'tin toppers' are blind or half blind use full main beam headlight when running day times.Have fun out there and keep the black bits pointing downwards-ish!Frev T'Upsidedown Tyke some where in Yorksha!