Been with Bennetts now for a second time round. Got a new policy on an S1000XR however I had to phone back 3 times before they could get the policy correct and they take ages to answer the phones. First time they got my address wrong my street name twice which is probably not the end of the world. Then the value of the bike was £10000 less than what I told them. Then the purchase date said Apr 2012 for a brand new bike on a 15 plate my previous bike I had with them was purchased in April 2012. Phoned them again then they said the premium would increase now because the underwriter gives discount on how long you have had the bike is it not common sense a brand new bike on a 15 plate could not have been purchased in 2012 :) ... They did scrap the £40 increase in the end though. They were also not the cheapest but since I had been with them already it just saved a bit of hassle .. or maybe not !