Bennetts made me happy by providing the best available cover at the best price. However, let's not think this is all good because Bennetts should not allow underwriters to deem a bike substitution unacceptable when the only difference is to one a year newer. This was the only change and yet I had to cancel my policy and have Bennetts hold me to ransom on cancellation of the add-on policies. The company then tried to fleece me of another £48 for "outstanding" premium on a monthly paid policy cancelled pro-rata. It might have been an interesting one for the courts to adjudicate on!