Don't go anywhere near them. They are not a trustworthy insurance provider. We took out a car insurance with BG on 21st February 15, they are not the cheapest but chose them because of all the good reviews on this pages but missed out the bad one on google reviews , it took them 5 days to send me all related docs by email. It took 19 days for them to send an email asking for required documents and almost two months later they called and wrote, demanding more payment as they said the documents are not met their requirements. They did not called back as they said they would, they ignored my complaint email and all they care about is sending letter demand for payment and threat to cancel the policy. If they behave like this within the initial 14 days, I would have chance to cancel the policy with them without second thought but now I have no choice but fight back – stressful. Avoid them if you can!!!!