Being a trusting person I accepted your quote without query.It wasn't until I read an independent report on policies that I realised there should not have been an increase year on year,confirmed by me looking at alternative options. When I took out my policy with you twelve months ago,I inadvertently did not notify you of an incident in 2018 when my vehicle was hit by another on a supermarket carpark,There was no damage to my vehicle and only minor to the other vehicle.The matter went to court where the Judge found in my favour and thus no costs to my Insurer.However this cost me a further £45 on my policy with you because of my innocent mistake.This means that this years policy without that £45 being taken into account has increased by 25% year on year.I am a senior OAP and money is very tight at the moment.