i had a fault accident 9th feburary 2018 my smart car brabus edition red convertible one of 15 built for the uk. after 2 weeks and over 20 phone call to Covea Insurance i got through to the right dept to be told oh you had 4 accidents not declared. 3 of which were non fault 1 was a fault. all accidents were declared and the policy updated in 2017. i got a hire car for only 4 weeks which could not be extended. i have sent Covea all my documents by first class post these were recieved and the lost to date i have a very low offer pricing by car the same as a standard car. beware i went for the best price something i will never do again despite being 50 years old and max no claims still paying £550 per year insurance as its a edition red brabus..