I would look for fairer learner insurance!!! Took out learner insurance for my son. He passed 9.5 months into the insurance which then became void as he was no longer a learner as he successfully passed his driving test. Cause for celebration.. But not only did Collingwood keep the remaining months premiums!!! Bearing in mind you have no choice but to cancel the insurance (one of their advisors told me it was illegal to keep it in place) they then charge you £40 cancellation fee for doing so!!!! As if these young drivers don't have enough to pay out on car insurance once passed... and customer service is shocking!