Over the last thirty years I have had experience insuring my car with many many companies, some good , some not so good but never have I had such a terrible experience as I have had with this company , "direct choice"have literally lied and written letters full of lies and nonsense to cover up the scam company they are they literally took a full years car insurance plus cover for legal fees plus a fee for admin straight out of bank account then made up some lies about me not providing them with information when the information they requested had legally been sent to them both by post and email The companwas asked to provide letters about the car insurance in full writing they never did provide the letter or policy they just took the money