AVOID THESE THEIVEING SHITES LIKE THE PLAGUE!!! Took a annual insurance policy out and decided to pay monthly. Paid £45 deposit and then £33 per month. Cancelled after 3 weeks. As I read it I would owe £25 cancellation fee. Fair enough. When I rang to cancel I was told I owe £123. For what I asked, my answer was because when I took the monthly option , premium credit loaned me the money and paid flux direct the whole £300 policy now I have to pay them back. So basically unbeknown to me I took out a loan and now I have to pay a fee for paying the loan back early. Not a chance, looks like this will be a long drawn out affair. There both con artists who no exactly what there doing. STAY AWAY