FluxDirect (sister to AdrianFlux) gave my boy a good price for his learner insurance. At £588 the nearest quote elsewhere was 4 figures. Problem was they were heavy handed, wanting to know exactly where he worked, how many hours, rate of pay etc. and requested proof via photocopies of wage slips. Scared to death we wouldn't inform them straightaway of his passing, they bombarded us with reminders that if we didn't, we would be breaking the law. On passing, his insurance cancelled itself, but instead of offering him a pro rata 6 months back less £100 and £30, they plucked a figure of 25% from nowhere (3 months) minus the £130. They were simply trying it on.