After using Halifax for my home contense insurance and specifically listing my expensive mountain bike it proved pointless. My bike was locked up outside my property for moments before being stolen.. halifax refused to pay out as the place it was lock was not a permanent fixture. Oh and apparently being 10 feet away with your back turned for a second counts as being left unattended. Typical case of find "get out loop holes" poor customer service .. take your money but no intentions to actually cover you in the unfortunate event of a theft.. pointless heart sinking robbing company.. DONT BE CONNED INTO ADDING SPECIFIC ITEMS TO YOUR POLICY