Same people as Thamesbank Insurance.......! Bought through Compare the market.com. After reading the T&C's more carefully I decided to cancel as they appeared to insure less and less under "what do not pay for". Bought through Compare the market and in my cooling off period I was charged £72 on a £177 policy for 3 days cover. Attitude was not great and a take it or leave it was offered. The T&C's and and application is NOT crystal clear regarding cancellation costs but unfortunately they were there! Had another look at the offering on the compare site and if you drill down the first 5 (five) companies were covered by Paragon the same details as Thamesbank Insurance and actually covered very little. Now taken much higher quote (not sure I can mention) but through a company named after a west Yorkshire town ;-) Glad I moved and much more confident. As they say "you get what you pay for" or you would hope too. Remember READ THE POLICY & T&C's