sadly, insurance does increase for the young and new drivers, and they incur charges as well. one day insurance companies wont charge for the change of details, especially if you change a vehicle and remain with them. i was disappointed in the fact that i still pay more than expected and a lot more than friends of mine who have more cars a year than there are months in the year! Disappointed that i can't have a van that is not linked to a business! I play a double bass so therefore wont fit in a small car! i am persecuted because of needing a small van, be wise or any other company whether they do or don't insure vans, just give a little thought to those that need vans and are not builders or self employed...................................................