Absolute scam and not worth the paper it's written on!!!! Nothing reasonable is covered and they won't pay out for anything. We tried to rearrange our wedding when the UK government put a restriction in place for wedding guests (of 12 people). They don't cover government actions so wouldn't cover the £500 rearrangement fee - despite us buying the highest coverage policy. We then had to cancel because all travel was banned and my husbands American family couldn't come. They don't cover travel restrictions - even though they say on the website 'If a storm prevents you and more than 50% of your guests from getting to your wedding, we could cover you.' Please please please don't bother purchasing this scam for your own sake