Be very aware that if you have fraudulent activity on your credit card….e.g a criminal uses your credit card details stored on JL.com!…you are in for the most stressful experience you can imagine trying to get your money back…my wife has been through this and it was unacceptable. Clearly JLP finance do not have their security systems up to scratch. They authorised a purchase that a 4 year old would have detected as fraudulent. No one at JLP fraud department seemed particularly bothered and pushed my wife around from pillar to post..shocking service. She has now asked for this account to be closed … We won’t be using this Company again… you have been warned.