I went with Kwik Fit Car Insurance as it seemed to offer a good deal. A lot lower than the next quote which I had listed. Thinking it was a good deal I signed up. All was well until I actually needed to make changes to my account. The car needed to scrapped through no fault of my own. Now with most insurance companies there is normally a small charge. However Kwik Fit add admin charges to everything meaning that they came up with the figure of £82.99 on top of the fact I had recently made a monthly payment. They also charge other heavy administration costs (from what I have read from others) for even minor changes such as change of address, charging £50. Thank god I never made a claim with them, can only imagine the amount of admin charges they would make up. Don't be fooled into signing up with them because its cheaper that the next. There is a reason for this.... If it looks to good to be true it normally is. Pick a reputable insurance company as it will probably save you in the long run. Despite never missing a payment they still just want to take you for every penny. Based on my own experience with them.