KEEP KLEAR... I cancelled my home ins with kwikfit after 7 months and got a threatening letter stating I have an outstanding balance of £103.67 and if I did not pay it STEP 1. WE WILL PASS YOUR DETAILS ON TO A DEPT COLLECTION AGENCY STEP 2. IF YOU STILL DO NOT PAY, WE MAY TAKEFURTHER LEGAL ACTION AGAINST YOU AND PROVIDE INFORMATION TO CREDIT REFERENCE AGENCIES WHICH MAY AFFECT YOUR ABILITY TO SECURE CREDIT ELSWHERE. This is the 2nd time I have used this company the 1st was car ins I took out for 6 month cover and when it finished I was quoted about the same as I paid for the 6 month for 12 month. The 3rd time is when I took my car in for an MOT it failed on DISCS AND PADS on the front I was quoted over £300 by them and got then done at another garage for £128. + vat. So wont be going to KWIK RIP OFF AGAIN. SO NOW I KNOW WHY THEY GOT THEIR NAME KWIKFIT THEY HAVE WAYS OF GIVING YOU A FFFFFFFIIIIITTTTTTTT.