I would request everyone to please not go for insuring your vehicle through this sham company. Here is my story: I got a quote for £847 through a comparison site. The it redirected me to the ladybird site. They confirmed all the information, tool the credit card details for a full payment. Then they came up with a page asking to call back. When I called back, the lady confirmed everything again, exactly the same information, no change. And now she says that my quote has increased to £1100. This was really horrible experience. The lady was not even able to confirm me through email that no money will be taken from my credit card. I am sure their claim rate must be quite low. So I will suggest everyone to be very careful while buying insurance from companies like this