Gave me a quote online paid it as it undercut everyone else. Paid premium and they said we were not insured until they had spoken to us on the phone ? Had to ring them back as they didnt contact us. Was asked if we could provide proof of 4 years of named driver cover. I asked how could I possibly do that as the insurance changes every year and I couldnt recollect the different firms i had been insured with!! I then asked the operator how i could accomplish that he was the potential insurer was it something he had experience of organising with someone previously... "so you cant provide me with proof? Was his rather arrogant reply i said "no i wouldnt know where to start" needless to say i told him to shove it and found alternative cover for 15 quid more. Seems they are paying to get top billing knowingly undercutting and fobbing off anyone that isnt a 0 per cent risk Conmen and fly by nights imo...avoid