Someone suggested I insure my car as a classic and Lancaster was the first firm that came up. I did the on-line quote form and the result was nearly double what I am paying via a normal insurance. Within seconds someone was on the phone to me, hassling for the business and saying that they might be able to get the quote down to match my company. I asked why, if that was so, the quote didn't give that figure. No real response. A minute after I'd put the phone down, another rep from the firm called, saying much the same thing and again with no reason why the quote was so high. I imagine if I'd had the first year at the negotiated rate, the second would be much higher. All sounded very dodgy. Wouldn't dream of using them.