A nightmare company , legal and general. Had 20,000.00 storm damage to my house and barn , water is flooding in and they said it was wear and tear ? They said your not insured for wear and tear. They offered approx 1,500.00 which I declined . We are now having to go to court . To say I’m disappointed in this company is a gross understatement. I would not recommend anyone to have any dealings with this company whatsoever. My neighbours have had all their storm damage repaired by their insurance companies, I’ve been waiting for two months and nothing . I will be taking them to court and I will post the results .