AVOID AVOID AVOID Legal and general home insurance is a scam they first sent an emergency plumber who said there was no mains leak and it was just a waste leak, after weeks of arguing i got my own plumber out who fixed the leak (burst pipe), then they offer a ridiculously low cash settlement for repairing the damage not even enough to cover the drying company (be warned do not accept their offers you'll never be able to fix it for the price), then they say they can't get any of the tiles to fix the bathroom so we'll have to pay for tiles, then the carpet underlay will only be fixed in a damaged area (the whole bedroom was covered in mould because they took so long) so I would consider the whole underlay to be unsafe. They seem not to care on the phone and just want to close the case down. Seriously look elsewhere for insurance. Its a shame because I have home and contents insurance through L&G as well as life insurance paying them lots of money each month, will have to go through the annoying part of cancelling it all to get a provider I can actually trust.