I was looking to insure my trials bike so I could take part in road trials. I carefully read all the documents beforehand and the only exclusion mentioned was racing on race circuits or closed roads, with a definition of racing involving speed and time. Purchased the policy and received the Certificate of Motor Insurance which suddenly states that use for trials is not covered. I was mis-sold this policy as this exclusion was never mentioned until I'd bought the policy and even in the cooling off period it would cost me £45 to cancel it. Very poor service. Definitely would not recommend this company!