Stay clear of this insurance broker ,you can never get through on the phone and live chat is next to useless ,they are thieves I had 2 insurance with this company 1 insurance was for my honda vfr800 which I paid in full but had to cancel the insurance policy due to selling the bike they owe me 7 months worth of insurance, I cancelled the insurance in on 7th November 2021 it is now 24 January 2022 and still no sign of a refund, my other insurance was for a 125cc scooters I use for food deliveries which was very expensive £1500 but I paid that on a monthly basis, phoned them today and spoke to 5 different people to try and sort out WHY IVE NOT BEEN REFUNDED ON MY CANCELLED POLICY, was on the phone for well over 2 hours and by the looks of it I will not be getting a refund on the insurance I cancelled also they deal with company that are going bankrupt STAY CLEAR OF MCE they are not worth the headache or your time effort or money ,and if mce reads this please note I will not stop until I get my refund, and you will never have my business or money again ever ,this is the worst insurance company I've ever had to deal with, there staff barely speaks English nor understand English