I wanted to insure my Yamaha MT-125 worth new about 4K. MCE insurance quotes it for £306 with £250 volontary excees that we discussed over the phone and I agreed for it. When papers arrived I found out that there is compulsory excees which is £2000!!!!! On top of which there is my £250 of volontary one I agreed for. The lady from MCE did not clearly said on the phone about this. Who would insure the bike with £2000 compulsory excees? I checked other companies and most of them have £250 of compulsory excees. Of course I wanted to cancel my insurance with MCE straight away and, as you can expect, there was aministration cancellation fee about £50!!! NEVER, EVER AGAIN!