Read the small print my fellow motorcyclists. This company will not pay any cover on a motorbike if it is stolen and the steering lock was not engaged. You can have the most expensive Thatcham approved lock, disc lock or chain but unless you have put on the steering lock......an anti-theft device that most 10 year olds could break. Your claim for damages will not be honoured by this bunch of highway bandits. They have no intention of supporting you in that very difficult time when some shady critters steal your beautiful ride. The only way to deal with companies like this is to avoid them completely. Pay the extra £50 to a company that has good reviews from many of our fellow motorcyclists believe me it will be worth it should you ever have a need to call on the support of your insurance company.