This insurance company is the worst insurance company I have ever come across they take your money for fully comp insurance then ring you to charge you even more money for products that should already be in the fully comp policy I've never received a phone call a letter or and email to say I'm insured when someone take 2000 for insurance and can't send a letter right an email or even call you to let your policy exists never ever ever pay or waste your time with this company there no better then legal robbery do not use please avoid they will take your money and refuse any claim