I have to say that MCE was the only insurance company that I could afford to get any for of insurance that I could possibly afford that would allow my daughter to be a second rider on my policy. The online quote engine wasn't bad, although it wasn't possible to answer some of the questions. Having gained an execrable quote for a third party Fire & Theft policy I phoned MCE to be given the same basic information a number of time. Di-spite having filled out an inline form and been given a quote No I had to give all of the questions again. And although the online quote engine gave me a fixed quote immediately after filling out the form. the Phone representative kept putting me on hold to get a price for my given insurance. when they finally came back I was less than happy to be given a price over £100- moor than their search engine did ! I was given the reason that I had given incorrect information in the online form. (Remember the online form wouldn't except some answers !) . My Partner in life works for a well known National UK insurance company (Unfortunately they don't do motorcycle insurance !) By all accounts MCE haven't got the best reputation in life ! But for my money, I think that they do have the potential to become one of the best motorcycle insurance company of the UK. They do have room for improvement (As do all companies!) But they do have an opportunity to prove their self's. . The question is! Will they work on supplying a good, fair service ? Or with they speshalise in seeing how far they can hike the prices to fill their shear-holders pockets?