I was already an MCE customer and got a polite call to inform me my current insurance was about to expire and give me the chance to renew , I checked on the comparison sites to see what offers were about for me and only one company beat MCE's price , the other company's policy did not include any extras , The extras I got for my extra £15.00 above MCE's rival were , Claims assistance , helmet and leather cover , personal accident and for me the deal breaker Breakdown cover, No messing about having to change Insurer and prove my no claims finalised the deal , Very happy :)