I had been with MCE and changed bike with just over a month to go on my old policy - that was no problem - I paid the extra for it being a bigger bike.and the policy details were changed - I am not that good at checking emails on my phone - and was surprised that when I did check it there was an email from MCE telling me my insurance had expired - I didn't get it until 2 days after it had run out - meaning that I had been riding without insurance for 2 days! So - I contacted MCE to get a renewal quote - was tld a price - thought it was a bit expensive - so said I would let them know I looked on a well known price comparison website and guess what ? - the price for MCE same policy was 60 quid cheaper !! so I did it online. so I have to say I was disappointed with MCE's performance this time round.