I had to cancel my policy which I took out on 17/10/2018 due to falling pregnant and selling my motorbike as I would no longer have a use for it. It was easy to cancel but I was shocked to hear that I was due no refund. I held the policy for 22 weeks and one day so less than half a year but I have had to pay for the full years insurance for this! I understand there is a cancellation fee. I was told after 6 months you only get 25% back so after the cancellation fee I am due no refund. I don’t know how you can justify this. I know car insurance is different but when I have had to cancel a car policy I have always received what I didn’t use back. I’m upset and shocked at this procedure you have in place.