Unreasonable terms and charges Set the policy using a comparison site 22 days before it would start but needed to cancel the next working day, £40 cancellation charge in the 14-day cooling off period. The reason for the cancellation was due to the comparison site auto-filling the wrong NCB information. Said site then quoted £220 with the correct information, but during the web chat they quoted £326. I was told that I should have read the small print. Be warned! In addition to the cancellation charge they also don’t refund the policy set-up fee (not sure of the huge cost incurred here). So a total of circa £55 was lost on a £115 policy! I will steer clear of this organisation in future.