My partner took out a car insurance policy last night, but subsequently realised she was insured as a named driver on my insurance. She paid an initial payment of over £90 at the point of taking the policy out. The policy documents state that there is a Cooling Off Period of 14 days, and that a charge of "£25 or more" can be applied. She received a refund of £9, 12 hours after taking the policy out. Unhappy with that, I called them myself and spoke to a member of their "customer service" team. I explained the situation again, and that I was very disappointed with the offer of a £9 refund. I was met with a wall of legal terms and conditions and told that my complaint wouldn't go anywhere. Frankly disgusting lack of customer care, I will never use this company for anything again.