DO NOT TRUST PRUDENTIAL FINANCIAL COMPANY PLEASE READ THIS BEFORE YOU HAND YOUR MONEY THAT YOU SWEAT FOR IT TO THEM My wife passed July 2018 ( 6 years ago ) and had 401 K with 2 different financial company . As her husband I had notarized documents being in title to get her retirement money FOR MY KIDS. First company with no problem released money to my kids , BUT Prudential try so hard to keep this money and took me 3 years and finally they asked court letter , I asked my son to fallow up and get it from court and Prudential always find something to reject , meanwhile every time in court would cost $200 and few month to send documents by USPS . I was just tired of them using my dead wife's money and make more money of it when my kids needed this money the most . My son finally got the letter from court and now they say 401 money now is handed to Empower which we have to start from scratch . I'M HOPING THERE WILL BE CLASS SUE AGAINTS THEM AND THEY LOOSE ALL THESE MONEY THAT PEOPLE WORKED HARD FOR YEARS .