I was permenently disabled over 16 years ago at age 53. I had 3 whole life insurance policies with Prudential. I had to cash two in due to my disability. My agent never told me that the premiums would be paid by Prudential by waiver of premium. The one policy I kept was granted waiver of premium but then Prudential took that away! An attorney Mr. Cohen was so inhumane to say the least. When the new CEO Charles Lowery took over I contacted him and his secretary called me at home and apologized and refunded my premium payments and reinstated the waiver of premium. They put me through so much harassment. I have had 4 major surgeries the last one was over 4 hours . I need another one in 2025. Prudential is just one of the corporations mentioned in a book that I am writing. I have taken on corporations even bigger than Prudential and have changed their advertising and management policies. My book will be out in 2025 and will be truthful as my experiences will be detailed in full. The Lord will guide me.