Awful company. Applied for long term purchase credit card, 4 weeks later I'm still awaiting for the card to arrive. Called to chaise this several times to be lied to, Every time I called up I was given a postage date. I was informed by the last customer service agent I spoke with, all the previous dates I was given was for printing and not posting. This company has serious problems with its aging processes (it still sends out your credit agreement by post and you need to sign it and return it all by SECOND CLASS POST which takes up to 7 working days!). Other companies \ banks have better more efficient processes, Don't fall for this company! DO NOT USE THIS COMPANY, they are SLOW at EVERYTHING that do!