Stay clear of this company, hidden fees everywhere! A prime example of a unfair... but legal capitalist money making spin. They way the interpret you telematics data is totally unfair, even using the brakes lightly, they insist you are braking too heavily and mark you down. This in turn causes them to increase the premium many times during the policy. I am totally unsatisfied, and feel that their explanations were not clear enough with to what degree that use your data. I cannot wait until my renewal, when I will be promptly leaving them!!! AVOID AT ALL COSTS< IT IS NOT CHEAPER IN THE LONG RUN!!