------ The worst insurance company. Renewed my insurance with Swift Cover this year as it was the cheapest and had good reviews. Unfortunately, I had an accident in February - my first. A day after having an accident, they sent an email saying that the accident was my fault and that there was nothing that they could do, but accept liability. They made this decision without seeing the car, pictures or any evidence and would not discuss the accident with me. What is the point in an insurance company that will not back you up and support you with a claim? I will be taking this further. Would not recommend to anyone.