I would not recommend using this insurance company. I took out car insurance for my son, who had recently passed his driving test. Because our circumstances changed, we had to cancel the insurance policy half way through the year. As well as having to pay a £120 cancellation fee, the Co-op added another £53 on top of the original cost of the insuranc, in relation to his black box driving scores. His scores have never fallen below 'good' and so I expected the cost of the insurance to remain the same. When I questioned how they work out their costs in comparison to the driving scores they were unable to provide me with this information, making the whole process very ambiguous. It seems to me like a licence to print money ie. the price of the policy will vary depending on your scores but we're not going to tell you how we work this information out, we'll just charge you.