DO NOT get involved with this company - they have a clear policy - quote the lowest price to draw you in the then once you've paid, they charge you to add spurious clauses and if you want to leave they charge you again. I took out a home insurance policy - they wrote to me, just after I had paid and said I had 'failed to declare' a telephone enquiry in 2013 (this didn't even result in a claim - I just wanted to know if some weather damage was covered), which added about £3 to the cost of the policy and their £50 'admin charge' - the policy hasn't even started yet. oh - if I want to cancel it and leave, it's £45 'admin fee'............AVOID AT ALL COST!!!