Avoid - I wish I could gives these guys a MINUS 5 stars. Absolute pain to set up insurance and contact! Ended up cancelling and going with a more experienced and reputable company. - always on hold - very rude staff with invasive questions, patronising tones, over-complicated questions and talk at the speed of light so you don't catch everything they say so you miss things. - Quote changed from comparison site. - threatened to cancel my insurance 10 days before my time limit was up for submitting a ton of information they asked for. To sum things up, don't bother with all the hassle, go with someone else!