Billy you superstar .. I just want to say a massive thank you, within 24hours of speaking with you ..you had my debt plan sorted .. as you know my debt has been a stressor in my life since I first made contact with CDF back in February.. I now realise this should have and could have been sorted a lot sooner than now .. but on the plus side I got to meet you 😊 I am grateful for all your top notch work & guidance you have restored my faith in CDF😊 you are knowledgable and follow through on what you said you would do .. Thanks again Billy 😊 (I can actually sleep at night) 😊