I contacted Negative Equity UK/CD Fairfield out of desperation. I owned a heavily-mortgaged buy-to-let property with a huge amount of negative equity. At first, I thought they were too good to be true and I could be ripped off in some way. I took a chance because I didn't have any other options. And they were brilliant. They stopped the nightmare, supporting me and guiding me at every step, whilst working on the complicated legal aspects of my situation. Fairfield negotiated an affordable lump-sum IVA and managed the whole process, working behind the scenes. At the same time, I was directed to surrender my property. They were wonderful in communicating with me and helped me to cope with my many worries and queries - I have been the most needy client ever. They are also incredibly sharp and expert in their field. The process is long, but having Fairfield working on my case, meant that the burden was eased along the way. They saved me around £50K in total - well-worth the fees, in my opinion. Without Fairfield, I would have been paying this debt off for the rest of my life or I would have had to sell the family home. I am so grateful to them.